These Terms and Conditions apply to your use of our system, whether you are using it personally or on
behalf of an entity. When we refer to "you," we mean the user of the system, and when we refer to
"Company," "we," "us," or "our," we are referring to Stronghold Insurance Company, Inc. These Terms
and Conditions govern your access to and use of our system, including any other media form or links
associated with it.
By accessing the system, you acknowledge that you have read, understood, and agreed to abide by all
the Terms and Conditions stated here. If you do not agree with any of these Terms and Conditions,
you should refrain from using the system.
Intellectual Property Rights
Other than the content you own, under these Terms, Stronghold Insurance Company Inc. and/or its
licensors own all the intellectual property rights and materials contained in this Site. Unless
other indicated, the Site is our proprietary property and all source code, databases, functionality,
software, website designs, audio, video, text, photographs, and graphics on the Site (collectively,
the “Content”) and the trademarks, service marks, and logos contained therein (the “Marks”) are
owned or controlled by us or licensed to us, and are protected by copyright and trademark laws and
various other intellectual property rights and unfair competition laws of the Philippine Republic
and jurisdictions.
User Representations
By using the Site, you represent and warrant that: (1) you have the legal capacity and you agree to
comply with the Terms and Conditions; (2) you will not access the Site through automated or
non-human means, whether through a bot, script, or otherwise; (3) you will not use the Site for any
unauthorized purpose.
Online Transactions
By accessing or using the Site, you can make certain transactions through online. These transactions
are not declared final unless we receive, process, and confirm the transaction.
The payments used in the service may be completed via Visa or MasterCard credit cards. We are not
held liable in the online payment, but through a third party provider. You are hereby responsible to
verify that all the details and information are correct. We are not compelled for transactions which
are incorrect that occurs from delays, loss of data and system problems for such incidents. You will
receive a confirmation email once the payment has been received.
Once the transaction has been paid, it cannot be cancelled. All payments made are final. We are not
held responsible for any refusal or reversal of payments, which shall be discussed between you and
your credit card provider.
Restrictions
You may not access or use the Site for any purpose other than that for which we make the Site
available. You are specifically restricted from all of the following:
1. Make any unauthorized use of the Site, including collecting usernames and/or email addresses of
users by electronic or other means.
2. Use the Site to advertise or offer services.
3. Engage in any data mining, robots, or similar data gathering and extraction tools.
Contribution License
By posting your Contributions to any part of the Site, you automatically grant, and you represent and
warrant that you have the right to grant, to us an unrestricted, non-exclusive, and license to host,
use, copy, reproduce, disclose, publish, broadcast, retitle, archive, store, cache, publicly
display, reformat, translate, transmit, and distribute such Contributions for any purpose,
commercial, advertising, or otherwise, and to prepare derivative works of, or incorporate into other
works, such Contributions, and grant and authorize sublicenses of the foregoing.
Submissions
You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other
information regarding the Site (“Submissions”) provided by you to us are non-confidential and shall
become our sole property. We shall own exclusive rights, including all intellectual property rights,
and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful
purpose, commercial or otherwise, without acknowledgement or compensation to you. You hereby waive
all moral rights to any such Submissions, and you hereby warrant that any such Submissions are
original with you or that you have the right to submit such Submissions.
Third-Party Websites and Content
The Site may contain (or you may be sent via the Site) links to other websites (“Third-Party
Websites”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video,
information, applications, software, and other content or items belonging to or originating from
third parties (“Third-Party Content”). Such Third-Party Websites and Third-Party Content are not
investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are
not responsible for any Third-Party Websites accessed through the Site or any Third-Party Content
are posted on, available through, or installed from the Site, including the content, accuracy,
offensiveness, opinions, reliability, privacy practices, other policies of or contained in the
Third-Party Websites or the Third-Party Content. Inclusion of, linking to, or permitting the use or
installation of any Third-Party Websites or any Third-Party Content does not imply approval or
endorsement thereof by us. If you decide to leave the Site and access the Third-Party Websites or to
use or install any Third-Party Content, you do so at your own risk, and you should be aware these
Terms and Conditions no longer govern.
Modifications and Interruptions
We reserve the right to change, modify, or remove the contents of the Site at any time or for any
reason at our sole discretion without notice. We will not be liable to you or any third party for
any modification, change, suspension, or discontinuance of the Site.
We cannot guarantee the Site will be available at all times. We may experience hardware, software,
or other problems or need to perform maintenance related to the Site, resulting in interruptions,
delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or
otherwise modify the Site at any time or for any reason without notice to you. You agree that we
have no liability whatsoever for any loss, damage, or inconvenience caused by you inability to
access or use the Site during any downtime or discontinuance of the Site. Nothing in these Terms and
Conditions will be construed to obligate us to maintain and support the Site or to supply any
corrections, updates, or releases in connection therewith.
Governing Law and Jurisdiction
These Terms will be governed by and interpreted in accordance with the laws of the State of
Philippines, and you submit to the non-exclusive jurisdiction of the state and federal courts
located in Philippines for the resolution of any disputes.
Disclaimer
The Site is provided on as-is and as-available basis. You agree that your use of the Site and our
services will be at your sole risk to the fullest extent permitted by law. We disclaim all
warranties, express or implied, in connection with the Site and your use thereof, including, without
limitation, the implied warranties. We make no warranties or representations about the accuracy or
completeness of the Site’s content or the content of any websites linked to the Site we will assume
no liability or responsibility for any (1) errors, mistakes, or inaccuracies of content and
materials, (2) personal injury or property damage, of any nature whatsoever, resulting from your
access to and use of the Site, (3) any unauthorized access to or use of our secure servers and/or
any and all personal information stored therein, (4) any interruption or cessation of transmission
to or from the Site, (5) any bugs, viruses, Trojan horses, or the like which may be transmitted to
or through the Site by any third party. We do not warrant, endorse, guarantee, or assume
responsibility for any product or service advertised or offered by a third party through the Site,
any hyperlinked website featured in any banner or other advertising, and we will not be a party to
or in any way be responsible for monitoring any transaction between you and any third-party
providers of products or services. As with the purchase of a product or service through any medium
or in any environment, you should use your best judgment and exercise caution where appropriate.
Limitations of Liability
In no event shall Stronghold Insurance Company Inc., nor any of its officers, directors and
employees, shall be held liable for anything arising out of or in any way connected with your use of
this Site whether such liability is under contract. Stronghold Insurance Company Inc., including its
officers, directors and employees shall not be held liable for any indirect, consequential or
special liability arising out of or in any way related to your use of this Site.
Indemnification
You hereby indemnify to the fullest extent Stronghold Insurance Company Inc. from and against any
and/or all liabilities, costs, demands, causes of action, damages and expenses arising in any way
related to your breach of any of the provisions of these Terms.
Privacy Policy
The main priority of the website is the privacy of our Users. We at Stronghold Insurance Company,
Inc. ("us", "we", or "our") operate http://www.strongholdinsurance.com.ph (the “Site”). This Privacy
Policy document contains types of information that is collected and recorded by
http://www.strongholdinsurance.com.ph and how we use it. By using the Site, you agree to the
collection and use of information in accordance with this policy.
Information we collect
We only collect information that are voluntarily submitted by Users in a variety of ways, such as
visiting our site, filling-out of forms or any other resources that are available on our website.
Users may be asked to collect personal information such as email address, name, phone number, and
address that are necessary to manage any transaction with the company. However, Users can always
refuse to supply personally identification information, except that it may prevent them from
engaging in certain Site-related-activities.
By accessing our website, we may also collect non-personal information from Users. It may include
the browser name, the type of computer and technical information such as the Operating System and
the Internet Service Providers utilized.
How We Use Collected Information
Stronghold Insurance Company, Inc. may collect and use Users personal information for the following
purposes:
- To run and operate our Site
We may need your information display content on the Site correctly.
- To improve customer service
Information you provide helps us respond to your customer service requests and support needs more
efficiently.
- To personalize User experience
We may use information in the aggregate to understand how our Users as a group use the services and
resources provided on our Site.
- To send periodic emails
We may use the email address to send User information and updates pertaining to their order. It may
also be used to respond to their inquiries, questions, and/or other requests.
How We Protect Your Information
We adopt appropriate data collection, storage and processing practices and security measures like SSl
encryption to protect against unauthorized access, alteration, disclosure or destruction of your
personal information, username, password, transaction information and data stored on our Site.
Use of Google Analytics
We use Google Analytics as a third-party audience data like using captcha and Google maps to
understand better the behaviour of our Users. We also use automated technologies to collect
information which help us to track and manage the effectiveness of our marketing efforts
Marketing
We use marketing services from third-party partners such as Google to advertise our website for
marketing purposes. It allows us to display indeed promotional material when you visit our website.
Electronic Newsletters
User may ask to provide certain personal identifiable information that can be used to contact and
identify you. If User decides to opt-in to our mailing list, they will receive emails that may
include company news, updates, related product or service information, etc. We may use your personal
information to contact you with newsletters, marketing or promotional materials and other
information that may interest you
Changes To This Privacy Policy
Stronghold Insurance Company, Inc. has the discretion to update this privacy policy at any time. When
we do, we will post a notification on the main page of our Site. We encourage Users to frequently
check this page for any changes to stay informed about how we are helping to protect the personal
information we collect. You acknowledge and agree that it is your responsibility to review this
privacy policy periodically and become aware of modifications.
Your Acceptance Of These Terms
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy,
please do not use our Site. Your continued use of the Site following the posting of changes to this
policy will be deemed your acceptance of those changes.